These Terms of Service ("Terms") govern your use of freshledgerfinancial.online (the "Site") operated by Fresh Ledger Financial ("we," "us," or "our"). By accessing the Site or submitting your information, you agree to these Terms. If you do not agree, do not use the Site.
Fresh Ledger Financial is a marketing and lead generation service. We are not a lender, broker, or financial institution. We do not make loans, credit decisions, or guarantee approval, rates, terms, or funding. We connect consumers with third-party lenders, lending networks, and marketing partners who may offer products or services. Any loan or product agreement is solely between you and the third party.
We do not guarantee that you will be matched with a lender or that any lender will approve your request, offer particular terms, or fund any loan. Rates, fees, and terms are determined solely by the third-party provider. Short-term and cash-advance loans should be used for short-term financial needs only, not as a long-term solution.
You must be at least 18 years old (or the age of majority in your state) and a U.S. resident to use the Site. Our services are not available in all states. You represent that all information you submit is true, accurate, and your own.
You are responsible for the accuracy of the information you provide. Submitting false, misleading, or fraudulent information is prohibited and may result in denial of service and, where applicable, referral to authorities.
We are not responsible for the products, services, actions, or omissions of any third-party lender, network, or partner. Your dealings with third parties, including any terms, disclosures, and privacy practices, are solely between you and that party.
All content on the Site, including text, graphics, logos, and design, is owned by or licensed to Fresh Ledger Financial and is protected by applicable laws. You may not reproduce or distribute it without permission.
The Site and services are provided "as is" and "as available" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, secure, or error-free.
To the fullest extent permitted by law, Fresh Ledger Financial and its affiliates will not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of the Site or services, or from any third-party interaction, even if advised of the possibility of such damages.
You agree to indemnify and hold harmless Fresh Ledger Financial and its affiliates from any claims, damages, or expenses arising from your use of the Site, your submissions, or your violation of these Terms.
We may modify these Terms at any time. Changes are effective when posted with a revised "Last updated" date. Continued use constitutes acceptance.
These Terms are governed by the laws of the United States and the applicable state, without regard to conflict-of-law principles.
Questions about these Terms: support@freshledgerfinancial.online